Storm Damage Repair
Blue Ribbon LLC - The Very Best and Beyond
Service Overview
Weather-related emergencies in Minnesota are an unfortunate fact of life and can’t be avoided. Immediate action after a weather event will limit damages and get you back on the path to normal.
If your roof was damaged by a storm, call us for immediate assistance. Every member of our Rapid Response Team is experienced, knowledgeable, and equipped to get you back in your home or business fast.
We hope you never need storm damage repair, but we’re ready to help when you need us. Learn more about the different types of damage expertise we have.
Insurance Claims
If you already know the extent of the damage to your home, we can also help with your insurance claim.
The burden is placed on the property owner to recognize and “prove” the claim in order to be reimbursed for a loss. When a disaster occurs, the insurance company has adjusters, engineers, claims managers, and lawyers representing insurance company interests.
Property owners facing storm-related crises involving property damage turn to Blue Ribbon Home Improvement for assistance in rebuilding homes and stabilizing their lives.
Do I Have Hail Damage?
Trust Us For your Hail Damage Inspections, Repairs and Insurance Claims Filings.
If you have been in hailstorm, the most obvious damage you see is to cars. You see the damage immediately after the last ice has fallen.
You’re concerned because the once smooth surface is now riddled with dents and pits. Most people do not ever consider that their home was damaged as well.
Your roof is as susceptible to hail damage as is the hood of your car. When hail hits your roof, it creates a bruise. This bruise may have even cracked the fiberglass membrane and can allow water to seep into your home. It may not leak the day after the storm, but over time it will happen.
What Does It Look Like?
It’s difficult to determine whether a shingled roof needs to be replaced after a hailstorm because the damage is not readily evident.
Our hail damage specialists are specially trained and experienced to determine the damage and make corrective action. We check the entire roof structure and gutter system. If we see a large amount of granules, re roofing would be a consideration.
Granules aren’t just for appearance purposes, they’re there to protect the asphalt-based roof product (the shingle). It doesn’t take much of a hailstorm to dislodge a bunch of granules, thereby exposing the asphalt and shortening the service life of your roof.
If your roof went through a hailstorm, but no damage was readily visible, that doesn’t mean it isn’t there. If enough granules were knocked loose, the sun will hit the exposed asphalt further damaging the roof and underlayment. The exposed asphalt will deteriorate and more granules will come loose. In a few months and after a few rains, the damage will be readily evident.
Many times hailstorms produce visible damage, but beware, only a trained roofing hail damage specialist can uncover the real damage!
Storm Damage Checklist
After making sure the dangerous weather has left the area, and everyone around you is safe, it is a good idea to assess your home’s damage. This checklist can help you with that process:
Immediately ensure that your belongings are protected from leaking water inside the home. Move appliances, furniture and other important items that may get damaged. Walk around the exterior of your home to check for roofing damage and sources of any leaks.
Look for:
- Torn, curled or missing shingles (also check property for shingles that may have blown off)
- Dented vents (dents may indicate hail damage)
- Dented gutters and downspouts (dents may indicate hail damage)
Inside your home, check for leaks or other damage such as:
- Water staining (look around light fixtures, in corners and around chimneys)
- Wet insulation or other water seepage in the attic
- Cracked or broken skylights
Insurance Claims
The Claim Process
When dealing with wind, hail or natural disaster emergencies, property owners face a unique set of challenges.
You’re faced with critical recovery decisions required to mitigate damages and navigate a complicated insurance claims process that can be filled with ambiguous language, complicated calculations, and endless lists of documents which makes the process overwhelming and time-consuming.
Most people don’t realize how complicated the insurance claim process can be, particularly with damages that are considered hidden or insidious or aren’t readily recognizable by untrained professionals.
Property owners facing storm-related crises involving property damage turn to Blue Ribbon Home Improvement for assistance in rebuilding homes and stabilizing their lives.
Our Experienced St. Cloud Based Team Will:
- Conduct an on-site review of the damages to your property with your insurance adjuster.
- Document and accurately value every detail of your loss.
- Prepare a strategy for seamless and efficient process to restore your home to original condition.
- Prepare an itemized xactimate scope of loss.
- Coordinate and manage all trades required to complete the restoration.
Which Contractor Should I Hire?
Only choose a contractor who is willing to help you with the claims process. The cost for repairs for your home is then determined by the insurance company and the contractor.
This keeps you from over-paying!
We have extensive experience in working with insurance companies to replace your hail damaged roof, siding, windows, awnings and more.
Beware of contractors that don’t have a permit, are giving suspiciously low prices, or aren’t insured.
Ready to find out more?
Contact us today for a free, personalized quote!